Speaking of horses... Part two

So back to my dilemma.

I am a planner.

There I said it, I admit it. I am not a spontaneous purchase kind of gal. I have to research things. I have to spend hours, weeks, ok sometimes years of research before I buy a big purchase. I take owning another living thing very seriously.

I am also very frugal.
I know, don't I sound like a fun person to be around?

I shop all the clearance racks. I can't stand feeling like I paid to much for something.

So I have agonized for years over purchasing a horse of my own again.

At first my excuse was that I lived in town and I didn't want to board a horse in a stall.

What kind of life is that for a large animal day after day?

Then when I moved to the country and had room for a horse my excuse was that I have a tiny baby to take care of. I couldn't spend enough time with a horse.

I'm not naive, horses can be very expensive. I have researched how much hay one would need in a year. How much veterinarians cost and the cost of a farrier.

I realize how much time they take, they need brushed, ridden and their stalls cleaned every day.

So after all of that thinking I have calculated that I can afford a horse. That I am home often enough to pay it the attention it deserves. So what is holding me back?

I'm not sure, and that is my dilemma.

What makes me so hesitant? Is it that I have a hard time with commitment?

My husband thinks that I should start out small and buy Bug a pony.

The only problem.... what exactly does that do for me and my desire to ride a horse?

I've also been saving for an awesome new lens for my camera. A horse would really set back my photography fund.

I find myself checking Craigslist several times a day for that perfect horse. I think I'm a woman obsessed.